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Personal Finance (Not Investing) • Re: Vanguard and Passkey
Today, for the first time, I was offered on a PC Edge browser instance the option to add a passkey after login process was complete. It was super easy, I use Bitwarden and it went all in clean. I have...
View ArticleInvesting - Theory, News & General • Re: Should You Pay for Actively...
... A good investing lesson to learn. But which lesson? That I was not comfortable with the risk profile of a longer duration bond, since those risks have shown up?EDIT: If it helps, I'm a younger...
View ArticlePersonal Consumer Issues • Re: Medical tracking (not expenses)
My PCP has everything online. My specialists have everything online, too. I can look up any past test results anytime I want. Surely, your doctors use something similar.And I can use the portals to...
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Investing - Theory, News & General • Re: Is there any downside to...
It comes down to day trading vs. settling on the NAV basically. And depending on the institution or ETF (unlikely with Vanguard ETFs), there might be distribution fairness issues with ETFs.To pick up...
View ArticleInvesting - Theory, News & General • Re: Purchasing MYGAs (multi year...
I posted earlier that I had contacted DPL and was told that even though they sell mainly through financial advisors they will also sell directly to clients. I am currently completing their application...
View ArticleInvesting - Theory, News & General • Re: A look at VTI's long term...
The author of the article appears to be affiliated with 247wallst.com. The quality of the content is on par with other articles I’ve seen associated with that site.Statistics: Posted by Northern...
View ArticlePersonal Investments • Re: Mid 30s, fortunate to have large portfolio but...
If you actually want to preserve what you have, you need to consider adding a significant amount of fixed income investments, not just the amount you are considering today.Reflecting on this some...
View ArticlePersonal Consumer Issues • Re: Can I renew Global Entry while on expired...
If you let your GE expire and you later need to reinstate it, you’ll need to go in for an interview, whereas right now you can renew it online.I just renewed my Global Entry, in my case several months...
View ArticlePersonal Finance (Not Investing) • Re: How much should we increase spending?
I really do like and recommend reading “die with zero”. There are food perspectives in there on intentional living and how to use your money so that you die with zero regrets. Do you WANT to spend...
View ArticlePersonal Finance (Not Investing) • Should I sell my house and repurpose the...
Hi,My wife and I (both 42yrs old) lost our stable modest jobs and my wife accepted the first job offer that came along soon after. Of course it was a desperate and anxious situation as we have never...
View ArticlePersonal Investments • Re: Retiring when S&P 500 3 year return is 23%
Periodic investing (what you are describing) is not the same as DCAPeriodic investing is absolutely DCA. You are dollar cost averaging over time. DCA is the result.From a behavioral standpoint, which...
View ArticleInvesting - Theory, News & General • Re: Does the stock market create...
Over the last few decades, the money supply, or M2, has growth at about 6-7% annually. More than half of the market growth has been from money supply growth. This is not real growth.Debt fuels much of...
View ArticleInvesting - Theory, News & General • Re: Is "Structuring Bonds"...
I think that part of what Adam is trying to accomplish is to break your bonds up into categories with somewhat different behavior with respect to interest rate variations and inflation. With all in...
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Personal Investments • Re: Anyone have hesitation when you have to sell stock...
Later in life, as retirement looms on the horizon, you'll actually get EXCITED that you get to sell equities to balance back into bonds: it means your portfolio is likely up and you are locking in...
View ArticlePersonal Finance (Not Investing) • Re: Wells Fargo Bank updates its Online...
I don't know how this works but I assume whichever AI agent you're using leaves some traces so banks can tell it was AI logging in and not a human.Statistics: Posted by baconavocado — Wed Sep 23, 2026...
View ArticleInvesting - Theory, News & General • Re: What's up (or down) with TIPS?
I rolled some 2032s at 2.59% SA 2.50% to 2054s at 3.15% SA 3.11% in my IRA. The 2054s are speculative/beneficiary holdings.I sold some of a bond fund in DW's IRA and bought some 2054s. Speculative.I...
View ArticlePersonal Finance (Not Investing) • Re: Tax Aide Volunteers?
I think I read that there are VITA sites, or a provision for VITA sites, to help people complete their own returns. I have no idea how widely this is done. I've not heard of it being done in our...
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Personal Investments • Re: Move Health Equity HSA Funds to VBIL at Linked...
Instead of VBIL, why not just buy shares of VT instead?I was wondering about that myself. The reasons I think of seem to be mainly psychological. For example, if there were negative returns before a...
View ArticlePersonal Consumer Issues • Re: [What TV Show Have You Recently Watched?]
The ManningCast. Monday Night Football with Peyton and Eli Manning. On ESPN2 (the standard broadcast is on ESPN1). Can turn a humdrum game (last night was Giants-Rams, with Jaxon Dart knocked out of...
View ArticleInvesting - Theory, News & General • Re: Paradigm shifts in investing
Shannons demonhttps://www.richmondquant.com/news/2021 ... f-thin-airGreat example showing how a dynamic asset allocation improves returns while lowering risk.Here's another...SCV+LCG vs US TSM....
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