Personal Investments • Re: Late retirement living investment challenges
In 2025, you posted that you had a $360,000 IRA at Vanguard (in a thread about buying a car).Is that still correct? Because if it is, that will make a significant difference in the advice you get...
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Personal Finance (Not Investing) • Re: Trying to keep health care in check...
Thanks for sharing. Which SE country? Any specific recommendations for towns/countries for us to scope out re: long term living with good healthcare.most welcome. my short answer is thailand, but im...
View ArticlePersonal Finance (Not Investing) • Re: Medicare supplement costs confusing on...
Were you looking at standard Plan G or Plan G-HD? The premiums can be vastly different between the two.Statistics: Posted by rossington — Thu Oct 15, 2026 6:04 pm
View ArticlePersonal Investments • Re: 55 vs 60 (with pensions) [Should I retire at 55 or...
My wife and I are both 43 years oldThis "43" number is the one that stuck out to me. I don't think you're near ready to make a decision about what age you can retire. Too many unknowns still. Keep at...
View ArticlePersonal Investments • Re: "Introducing Flagship—the next level of...
I didn't get the email. I see online in our account that we have a "dedicated Flagship team" and a "Financial consultant" (and a suggestion that we "schedule appointment").I don't know what a...
View ArticlePersonal Consumer Issues • Re: USPS Informed Delivery
Though I have to say, they're not always accurate. I sometimes get mail the day before the notification or the day after. In one case, it was a week after, but it could have very well been that it was...
View ArticlePersonal Finance (Not Investing) • Re: My financial advisor says i can...
This is what you posted above...."easy! we keep are money separate, she pays half the bills i pay the other half. There is no joint anything. This is what she wanted."Please describe how both of these...
View ArticlePersonal Investments • Re: Family souring on HB's Permanent Portfolio
How long are you planning on living? Here is a simple plan from tpaw https://tpawplanner.com/link?params=Rco ... IxjoMdZQrbThis shows your available budget as $52-68K/year. This is with a conservative...
View ArticlePersonal Investments • Re: Is retirement at 55 real?
Retirement at 55 is certainly realistic, but not with your assets and allocation.Been there, done that, retired at 56 (20 years ago).You need a lot more assets - almost 10 times as much to maintain...
View ArticlePersonal Investments • Is there a recommended withdrawal rate that preserves...
Is there a recommended withdrawal rate that preserves the real value of the portfolio beginning balance over a 40 year horizon?I looked at firecalc.com, but I am not sure if the firecalc graph is in...
View ArticlePersonal Finance (Not Investing) • Re: Separate Checking Account from...
I pay my credit cards from my CMA and other bills from a local credit union checking account that I keep some savings in. I could move everything over to the CMA but I like the setup I have.If you do...
View ArticlePersonal Consumer Issues • Re: Treasury Direct [and other government sites]...
...Anyone have a guess why I already have an ID.me account? ...Because you established one earlier. It may very well have been for accessing your irs.gov account.Statistics: Posted by sycamore — Wed...
View ArticlePersonal Investments • Re: VLXVX (TD2065) vs VTI + VXUS in taxable brokerage
Hello,I've been buying VLXVX for a couple years now within my taxable brokerage, and came to realize that it may not be the most tax efficient or best choice for my taxable account. My whole portfolio...
View ArticleInvesting - Theory, News & General • Re: 80% stocks and 20% cash is...
But why is it better (this is a question) to have a more volatile *portfolio* so that one *piece* of the portfolio is less volatile? I don't see why that is a win.You are right, it’s most definitely...
View ArticleInvesting - Theory, News & General • per tipswatch.com, new i bond...
Per tipswatch.com September inflation sets I Bond variable rate at 4.08%; Social Security COLA will be 3.6%. They guess I bond fixed rate will 1.3-1.4.Statistics: Posted by alvinsch — Wed Oct 14, 2026...
View ArticlePersonal Consumer Issues • Re: What Movie Have You Recently Watched?
"I Swear." It's based on the life of a boy with Tourette Syndrome, as he grows up into adulthood. Truly one of the best movies I've seen in many years. It's on Netflix.Statistics: Posted by syc — Wed...
View ArticlePersonal Consumer Issues • Re: Passkeys for Login On Vanguard [not working]
I would much prefer they replace sms with either Totp or some sort of push notification to the mobile app. I guess Totp would not be a good candidate if they want a request response scenario.They did...
View ArticlePersonal Investments • Re: 10 year vs 3 year T Bill ladder for 95 year old...
and I have already taken those raises into accountHow do you know you have taken them into account? If we have a batch of 70s style inflation your estimates will likely be way low. TIPS provides...
View ArticlePersonal Investments • Re: Measuring net worth
"Net worth would not be useful even if some assets are intended to be sold eventually to fund retirement, as only a subset of assets would typically be for that purpose such as real estate or...
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Personal Finance (Not Investing) • Re: My financial advisor says i can...
I totally missed $500k at Vanguard. No, you didn't, it was edited in about 2 hrs or so ago to include it.yeah that was my fault some how it got cut off my first post. Statistics: Posted by ED10 — Tue...
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