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Personal Finance (Not Investing) • Re: Difference in take home pay Madison WI...

You could use the state tax forms and instructions to calculate taxes.At that income level, the standard deduction will have phased out. Besides that, the only adjustments may be an inconsequential...

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Personal Consumer Issues • Re: Favorite Caribbean vacation destinations?

Since you specifically said to include non beach activities, I think Costa Rica and Belize should be near the top of the list. Costa Rica especially for wildlife and/or rainforest lovers. I feel like...

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Personal Investments • Re: Opinions on 90/10 Portfolio by Warren Buffett

I would go out on a limb to suggest that most billionaires are probably out of touch with the needs of the general public. Everybody needs to think critically, and evaluate (and constantly...

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Personal Investments • Re: Is it time to sell out of bond funds?

You have to know what direction bond yields are going with some level of accuracy to make the right decision. If bond yields go down, you’ll get some of the lost NAV back. But it’s likely that fund...

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Investing - Theory, News & General • Re: Buying Stocks that are down

I know research and data shows that over the long run, it's not possible to beat the market (index funds) by picking stocks. However, is there any data to support buying stocks that are down due to a...

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Personal Finance (Not Investing) • Re: Bank of America/Merrill Edge -...

For folks who hold cash at Merrill to meet preferred rewards status, what are you using? I looked at the premium deposit, which is very compelling but it sounds like it requires you to call in to move...

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Personal Investments • Re: Die with Zero - opinions?

I find I am constantly in a mental battle with the whole FIRE mentality vs. the themes discussed in the bookI'm a bit older and found myself in a similar position getting close to FIRE. But the closer...

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Investing - Theory, News & General • Re: International (Non-US) versus US...

The consensus seems to be less that US or exUS is better than the other, it is moreso that even though over the long term they basically have similar returns, you do not know at which point one will...

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